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Series EE and Series I Savings Bonds Comparison!
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EE Bonds |
I Bonds |
| Denominations |
$50, $75, $100, $200, $500, $1,000, $5,000, and $10,000 |
50, $75, $100, $200, $500, $1,000, $5,000 |
| Purchase Price |
50% of face value |
Face value |
| Purchase Limit |
$5,000 per Social Security Number |
$5,000 per Social Security Number |
| Interest Earnings |
Bonds issued after May 2005 earn a fixed rate of return.
Variable rates for bonds bought from May 1997 through April 2005 are based on 90% of the 6-month averages of 5-year Treasury Securities yields.
Interest compounds semiannually for 30 years. |
A fixed rate of return and a variable semiannual inflation rate (based on CPI-U for March and September) are combined
Interest compounds semiannually for 30 years |
| Redemption |
Can be redeemed after 12 months |
Can be redeemed after 12 months |
| Penalties |
3-month interest penalty if redeemed during the first 5 years |
3-month interest penalty if redeemed during the first 5 years |
| Taxes |
Exempt from state and local income tax. Tax benefits available when used for education expenses |
Exempt from state and local income tax. Tax benefits available when used for education expenses |
More Series EE and Series I Savings Bond Information:
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Savings Bond Interest Rates
Series EE Bonds: 1.40%
Series I Bonds: 1.74%
Rates effective through October 31, 2010. New rates will be posted November 1, 2010.
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